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You need to decide if you are going to hire a removal company or if you are going to move your possessions yourself. Issues that might affect your decision could be the distance involved, the volume which has to be moved and the costs. If you do decide to use a removal company, make sure that you choose a reputable one. Make sure that all your requirements are made clear up front, establish what your expectations are and what the removal company offers. Discuss the cost of the move. Does it include boxes and packing, and insurance if anything is damaged or misplaced? Insurance cover is normally an optional extra. |
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| Cancelling your home loan |
You send us instructions to cancel your home loan Our home loans department must receive a written request from you, your bank branch or attorney to cancel your home loan. Complete exact cancellation figures We advise your attorney to attend to the cancellation of the outstanding capital amount and interest, plus any other costs that are required to settle the account. |
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| What are the costs involved in cancelling my home loan |
The cancelling attorney who acts on our behalf will charge a fee. If you have a fixed or capped interest rate option loaded to your account, then an additional finance charge is payable. You are required to give us at least 90 days' written notice of your intention to settle your home loan. Should you not give us the required notice we are entitled to charge 90 days’ interest in lieu of notice.* If you take out a new Standard Bank home loan and it is registered within six months of the cancellation of your previous bond, the early termination interest will be credited to your new home loan account. |
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You should always price your home correctly so that it sells. This means you should price it within the market range - because you want the fastest possible sale at the highest possible price. This is known as priced to sell. |
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| Arranging the sale/ Preparing to sell |
All agents are bound by law to deal fairly and ethically with the both buyer and seller. Because the seller usually hires estate agent, the agent's legal obligation is to the seller. It's up to you to make offers and accept counter offers. So be on you toes. |
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| The Best Way to Sell Your Home Quickly |
Once you've decided to sell your home, you will, of course, want to find a buyer and close the deal as quickly as possible. And the longer your home is on the market, the harder it becomes to find a buyer. A property that has been on the market for a few months might be seen as "stale" and this will make it even more difficult to sell. With that in mind, here are some tips for ensuring a quick sale. |
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| Key Factors to Consider Before Buying a Brand-New Home |
If you're thinking of purchasing a newly-constructed home, you should first consider a variety of important factors. Many home buyers want brand-new homes because they're energy-efficient and offer the opportunity to choose specific design features. However, without the proper research, you may find your new home doesn't measure up to the specifications you desired. |
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| Tips for First-time Buyers |
If you're a first-time home buyer, you've probably discovered that you have a lot to learn - and unfortunately, it's all too easy to get burned. But don't be discouraged. By doing some research, you can avoid common first-time buyer mistakes. |
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| How to Sell Your Starter Home |
First-time buyers typically have less money to spend on a home than more experienced property owners. If you're selling a smaller home, with one or two bedrooms and bathrooms, you may want to consider marketing your property as a starter home. To sell a starter home quickly, you'll have to balance affordability with attractiveness and utility. Starter homes tend to be less aesthetically pleasing, but a quick sale is possible if you can make up for it in other ways. |
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